Comparison website of fees related to payment accounts

Important information

Last update: 01/01/2023 00:00 hour Download
Services Details regarding the services Banque et Caisse d'Epargne de l'Etat, Luxembourg Banque Internationale à Luxembourg Banque Raiffeisen BGL BNP Paribas ING Luxembourg POST Luxembourg
1. Online banking free free free free free free
2. Arranged overdraft a) Fees if the amount of the Arranged overdraft is ≤ 10.000 €: single commission of 50 € if the amount of the Arranged overdraft is > 10.000 €: single commission of 0,50% of the amount of the Arranged overdraft with a minimum of 250 € single commission of 1% of the amount of the Arranged overdraft with a minimum of 75 € free free free free
2. Arranged overdraft b) Interests annual adjustable rate of 7,15% 7,40 % Arranged overdraft with security: 4,00% Arranged overdraft without security: 5,50% Arranged overdraft linked to a card: 9,00% 0,07 9% authorized overdraft: 7% / overrun: 10%
3. Direct debit a) Direct debit SEPA with transfer to the same institution as the debtor's (client): free free free free free free
3. Direct debit b) Direct debit SEPA with transfer to an other institution than the debtor's (client): free free free free free free
4. Account statement a) Paper (monthly): free 1,30 € / month clients born before 1955: free clients 12-18 years: free other clients: postal tariff postal tariff + 0,35 € postal tariff + 1 € 1€ / account statement on paper (per mailing)
4. Account statement b) Electronic (monthly): free free free free free free
5. Providing a credit card 1 credit card Visa Classic or 1 debit card Visa Debit (free of charge) Visa Classic: 21 € / year Visa Gold: 66 € / year Visa Basic: 17 € / year (payment possible via OPERA points) Visa Classic: 22 € / year (payment possible via OPERA points) Visa Classic: 15 € / year Mastercard Gold: 57 € / year Visa Classic: 20 € / year Visa Classic: included in the package M (*) Visa Gold: included in the package L (*)
6. Providing a debit card 1 credit card Visa Classic or 1 debit card Visa Debit (free of charge) 1 free card per account, then 18 € / year / additional card 17 € / year (payment possible via OPERA points) 1 free card, then 21,60 € / year 20 Vpay card: 1 card is included in the packages S, M and L (*)
7. Standing order a) Standing order SEPA to the same institution: Standing orders are considered as Sending money SEPA (electronic) (see below) free free free free free
7. Standing order b) Standing order SEPA to an other institution: MERGE_PREVIOUS free Standing orders are considered as Sending money SEPA (electronic) (*) (see below) Standing orders are considered as Sending money SEPA (electronic) (see below) free free
8. Cash withdrawal a) Cash withdrawal at an ATM of the same institution in Luxembourg: free free free free (includes Cash withdrawals at an ATM of the BNP Paribas group in Europe) free free
8. Cash withdrawal b) Cash withdrawal at an ATM of an other institution in Luxembourg: 1 free / month, then 2 € 2,5 Post: free other institution: 1,50 € 1 free / month, then 2 € (free for minors) 1,50 € free
8. Cash withdrawal c) Cash withdrawal at the counter in Luxembourg: 5 € (clients born before 1946 as well as clients with special needs benefit from free Cash withdrawals in euro) clients born before 1950 and clients with special needs: free other clients: 5 € clients born before 1955: free clients 12-18 years: free other clients: 3 € 5 € (minors and people over 75 years as well as certain clients with special needs benefit from free Cash withdrawals) free 3 €
9. Maintaining the account 3,50 € / month 2,50 € / month 5 € / quarter 3,50 € / month 5 € / quarter included in the different packages (*)
10. Sending money a) Sending money SEPA (paper)
10. Sending money i) to a third party account of the same institution: fee for Sending money SEPA (electronic) + supplement of 1 € / Sending money (clients born before 1946 as well as clients with special needs benefit from free supplements) clients born before 1950 and clients with special needs: free other clients: 1 € clients born before 1955: free other clients: 0,75 € 3,50 € (Sending money SEPA (paper) is free for people over 75 years) free 3 €
10. Sending money ii) to an other institution: MERGE_PREVIOUS clients born before 1950 and clients with special needs: free other clients: 2 € clients born before 1955: 5 free / month, then 1,50 € / Sending money other clients: 1,50 € 5 € (Sending money SEPA (paper) is free for people over 75 years) from 5 € to 10 € depending on the amount 3 €
10. Sending money b) Sending money SEPA (counter)
10. Sending money i) to a third party account of the same institution: fee for Sending money SEPA (electronic) + supplement of 5 € / Sending money (clients born before 1946 as well as clients with special needs benefit from free supplements) 3 € + single commission for manual treatment 5 € (clients born before 1950 and clients with special needs: free single commission for manual treatment) clients born before 1955: free other clients: 3,75 € 3,50 € (Sending money SEPA (counter) is free for people over 75 years) free 3 €
10. Sending money ii) to an other institution: MERGE_PREVIOUS 5 € + single commission for manual treatment 5 € (clients born before 1950 and clients with special needs: free single commission for manual treatment) clients born before 1955: 5 free / month, then 1,50 € / Sending money other clients: 4,50 € 5 € (Sending money SEPA (counter) is free for people over 75 years) from 5 € to 10 € depending on the amount 3 €
10. Sending money c) Sending money SEPA (electronic)
10. Sending money i) to a third party account of the same institution: free free free free free free
10. Sending money ii) to an other institution: Sending money SEPA (electronic) ≤ 250.000 € : free Sending money SEPA (electronic) > 250.000 €: 10 € / Sending money free to an account of Post: free to an account of an other institution: 5 free / month, then 0,75 € / Sending money free free free
(*) For the determination of the number of free Sending money one has to take into consideration the Sending money recorded in the categories "Standing order" and "Sending money SEPA (electronic)". (*) EASY VISA (prepaid card + associated electronic money account): 2 € / month Package Basic (payment account): 2 € / month Package S (payment account + 1 debit card / authorized overdraft not possible): 3 € / month Package M (payment account + 1 debit card + 1 credit card Classic /authorized overdraft possible): 5 € / month Package L (payment account + 1 debit card + 1 credit card Gold + insurances linked to the credit card /authorized overdraft possible): 7 € / month