| 1. Online banking |
|
free |
free |
free |
free |
free |
free |
| 2. Arranged overdraft |
a) Fees |
if the amount of the Arranged overdraft is ≤ 10.000 €: single commission of 50 €
if the amount of the Arranged overdraft is > 10.000 €: single commission of 0,50% of the amount of the Arranged overdraft with a minimum of 250 € |
single commission of 1% of the amount of the Arranged overdraft with a minimum of 75 € |
free |
free |
free |
free |
| 2. Arranged overdraft |
b) Interests |
annual adjustable rate of 7,15% |
7,40 % |
Arranged overdraft with security: 4,00%
Arranged overdraft without security: 5,50%
Arranged overdraft linked to a card: 9,00% |
0,07 |
9% |
authorized overdraft: 7% / overrun: 10% |
| 3. Direct debit |
a) Direct debit SEPA with transfer to the same institution as the debtor's (client): |
free |
free |
free |
free |
free |
free |
| 3. Direct debit |
b) Direct debit SEPA with transfer to an other institution than the debtor's (client): |
free |
free |
free |
free |
free |
free |
| 4. Account statement |
a) Paper (monthly): |
free |
1,30 € / month |
clients born before 1955: free
clients 12-18 years: free
other clients: postal tariff |
postal tariff + 0,35 € |
postal tariff + 1 € |
1€ / account statement on paper (per mailing) |
| 4. Account statement |
b) Electronic (monthly): |
free |
free |
free |
free |
free |
free |
| 5. Providing a credit card |
|
1 credit card Visa Classic or 1 debit card Visa Debit (free of charge) |
Visa Classic: 21 € / year
Visa Gold: 66 € / year |
Visa Basic: 17 € / year (payment possible via OPERA points)
Visa Classic: 22 € / year (payment possible via OPERA points) |
Visa Classic: 15 € / year
Mastercard Gold: 57 € / year |
Visa Classic: 20 € / year |
Visa Classic: included in the package M (*)
Visa Gold: included in the package L (*) |
| 6. Providing a debit card |
|
1 credit card Visa Classic or 1 debit card Visa Debit (free of charge) |
1 free card per account, then 18 € / year / additional card |
17 € / year (payment possible via OPERA points) |
1 free card, then 21,60 € / year |
20 |
Vpay card: 1 card is included in the packages S, M and L (*) |
| 7. Standing order |
a) Standing order SEPA to the same institution: |
Standing orders are considered as Sending money SEPA (electronic) (see below) |
free |
free |
free |
free |
free |
| 7. Standing order |
b) Standing order SEPA to an other institution: |
MERGE_PREVIOUS |
free |
Standing orders are considered as Sending money SEPA (electronic) (*) (see below) |
Standing orders are considered as Sending money SEPA (electronic) (see below) |
free |
free |
| 8. Cash withdrawal |
a) Cash withdrawal at an ATM of the same institution in Luxembourg: |
free |
free |
free |
free (includes Cash withdrawals at an ATM of the BNP Paribas group in Europe) |
free |
free |
| 8. Cash withdrawal |
b) Cash withdrawal at an ATM of an other institution in Luxembourg: |
1 free / month, then 2 € |
2,5 |
Post: free
other institution: 1,50 € |
1 free / month, then 2 € (free for minors) |
1,50 € |
free |
| 8. Cash withdrawal |
c) Cash withdrawal at the counter in Luxembourg: |
5 €
(clients born before 1946 as well as clients with special needs benefit from free Cash withdrawals in euro) |
clients born before 1950 and clients with special needs: free
other clients: 5 € |
clients born before 1955: free
clients 12-18 years: free
other clients: 3 € |
5 € (minors and people over 75 years as well as certain clients with special needs benefit from free Cash withdrawals) |
amount of 0 - 300 €: 2,50 €
other amount: free |
3 € |
| 9. Maintaining the account |
|
3,50 € / month |
2,50 € / month |
5 € / quarter |
3,50 € / month |
5 € / quarter |
included in the different packages (*) |
| 10. Sending money |
a) Sending money SEPA (paper) |
|
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|
|
| 10. Sending money |
i) to a third party account of the same institution: |
fee for Sending money SEPA (electronic) + supplement of 1 € / Sending money
(clients born before 1946 as well as clients with special needs benefit from free supplements) |
clients born before 1950 and clients with special needs: free
other clients: 1 € |
clients born before 1955: free
other clients: 0,75 € |
3,50 € (Sending money SEPA (paper) is free for people over 75 years) |
free |
3 € |
| 10. Sending money |
ii) to an other institution: |
MERGE_PREVIOUS |
clients born before 1950 and clients with special needs: free
other clients: 2 € |
clients born before 1955: 5 free / month, then 1,50 € / Sending money
other clients: 1,50 € |
5 € (Sending money SEPA (paper) is free for people over 75 years) |
from 2 € to 5 € depending on the amount |
3 € |
| 10. Sending money |
b) Sending money SEPA (counter) |
|
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|
|
|
| 10. Sending money |
i) to a third party account of the same institution: |
fee for Sending money SEPA (electronic) + supplement of 5 € / Sending money
(clients born before 1946 as well as clients with special needs benefit from free supplements) |
3 € + single commission for manual treatment 5 €
(clients born before 1950 and clients with special needs: free single commission for manual treatment) |
clients born before 1955: free
other clients: 3,75 € |
3,50 € (Sending money SEPA (counter) is free for people over 75 years) |
free |
3 € |
| 10. Sending money |
ii) to an other institution: |
MERGE_PREVIOUS |
5 € + single commission for manual treatment 5 €
(clients born before 1950 and clients with special needs: free single commission for manual treatment) |
clients born before 1955: 5 free / month, then 1,50 € / Sending money
other clients: 4,50 € |
5 € (Sending money SEPA (counter) is free for people over 75 years) |
from 2 € to 5 € depending on the amount |
3 € |
| 10. Sending money |
c) Sending money SEPA (electronic) |
|
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|
| 10. Sending money |
i) to a third party account of the same institution: |
free |
free |
free |
free |
free |
free |
| 10. Sending money |
ii) to an other institution: |
Sending money SEPA (electronic) ≤ 250.000 € : free
Sending money SEPA (electronic) > 250.000 €: 10 € / Sending money |
free |
to an account of Post: free
to an account of an other institution: 5 free / month, then 0,75 € / Sending money
|
free |
free |
free |
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